FILE - This July 11, 2012 file photo shows Rep. Chris Smith, R-N.J. speaks on Capitol Hill in Washington. Ninety percent of health insurance plans being offered to lawmakers and congressional staff cover abortion, an unforeseen consequence of a Republican amendment to President Barack Obama’s health law. The disclosure Wednesday by abortion opponent Smith, also highlights an emerging issue nationally: it may be hard for individual consumers to determine if abortion is a covered benefit in plans offered through the new online insurance markets.(AP Photo/Haraz N. Ghanbari)