FILE - An Oct. 31, 1012, file aerial photo shows destruction left in the wake of superstorm Sandy, Wednesday, Oct. 31, 2012, in Seaside Heights, N.J. At a hearing Wednesday Jan. 8, 2014, in Trenton, N.J., New Jersey’s community affairs commissioner Richard Constable defended the state’s efforts to help homeowners and renters affected by Superstorm Sandy. He spoke after some victims said they are still struggling to find a place to live, while others wait for money they fear may never come. (AP Photo/Mike Groll, file)