FILE - An Oct. 31, 2012 file aerial photo shows destruction in the wake of superstorm Sandy in Seaside Heights, N.J. At a hearing Wednesday Jan. 8, 2014, in Trenton, N.J., New Jersey’s community affairs commissioner Richard Constable defended the state’s efforts to help homeowners and renters affected by Superstorm Sandy. He spoke after some victims said they are still struggling to find a place to live, while others wait for money they fear may never come. (AP Photo/Mike Groll,File)