(CPT110)TORONTO, SEPT.15--BANK MERGER--John Cleghorn, chairman of the Royal Bank, and Matthew Barrett (right) , chairman of the Bank of Montrea,l hold the federal task force report on bank mergers following a news conference in Toronto Tuesday. The task force recommended changing the face of the Canadian banking system today, including allowing large banks to merge if the public interest is protected. (CP PHOTO) 1998 (str-Kevin Frayer)