(CPT109)TORONTO, Sept.15--BANK MERGERS--Matthew Barrett (right) , chairman of the Bank of Montrea,l and John Cleghorn (left) , chairman of the Royal Bank, answer questions at a news conference in Toronto Tuesday. A federal task force recommended changing the face of the Canadian banking system today, including allowing large banks to merge if the public interest is protected. (CP PHOTO) 1998 (str-Kevin Frayer)