FILE - This Aug. 11, 2019, file photo shows a Visa logo on a credit card in New Orleans. The Federal Reserve on Wednesday, July 27, raised its benchmark interest rate by a hefty three-quarters of a point for a second straight time in its most aggressive drive in three decades to tame high inflation. By raising borrowing rates, the Fed makes it costlier to take out a mortgage or an auto or business loan. (AP Photo/Jenny Kane, File)