CHART - A Bank of Canada survey finds Canadians are increasingly cutting back on spending while mortgage holders remain confident they can keep up with higher payments when their loans renew. The central bank released its fourth-quarter consumer expectations and business outlook surveys Monday, revealing how Canadians are faring amid higher borrowing costs and rising prices. Roughly two-thirds of consumers said they were reducing spending or planning to do so because of their expectations for interest rates and inflation. The Canadian Press has prepared a graphic looking at the data. The graphic accompanies the story slugged BoC-Outlook-Survey; THE CANADIAN PRESS/Sean Vokey